Financing Options

Flexible Options

Choose the Right Path

Ivy Kids gives qualified franchisees the flexibility to own or lease their real estate. Compare the financial requirements, financing structure, and advantages of each option.

Children and adults wearing colorful cone hats walk on a grassy playground with slides and climbing equipment in the background, enjoying the vibrant atmosphere of an early childhood education franchise.

Designed for franchisees prepared for a larger, long-term property investment and greater control over their facility.

Total Start-Up Costs

$5.8M–$6.8M

Required Liquid Capital

$700K

Required Net Worth

Over $1.2M

Lenders typically require a 10%–12% equity contribution from non-borrowed funds. The remaining project costs may be financed.

Key Advantages

  • Potential property appreciation
  • Greater control over the facility
  • Potential income from the real estate

Designed for franchisees seeking a lower initial investment while preserving capital and maintaining greater flexibility.

Total Start-Up Costs

$1.1M–$1.54M

Required Liquid Capital

$400K

Required Net Worth

Over $850K

Financing Structure​

Lenders typically require a 20%–25% equity contribution from non-borrowed funds. The remaining project costs may be financed.

Leasing Support

Ivy Kids can help identify a developer to purchase the land, construct the building, and lease it to the franchisee.

Key Advantages

  • Lower upfront costs
  • More capital available for other needs
  • Greater property flexibility

Financing Resources

Ivy Kids does not have preferred lenders but maintains relationships with lenders experienced in early childhood education financing. BoeFly, a third-party vendor used for asset, credit, and background checks, also offers lending services.

Begin Your Journey

Explore Your Options

Connect with the Ivy Kids franchise team to discuss your investment plans, preferred property path, and financing needs.

Get Started Now!

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Industry Outlook

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